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BA II Plus Calculator – Time Value of Money

Master time value of money calculations with our professional financial calculator. Explore future values, present values, cash flows, and amortization using the same logic as the Texas Instruments BA II Plus.

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\n Payment Frequency\n \n

Set payments per year. This adjusts compounding periods automatically.

\n Payment Timing\n \n

Ordinary annuity = payments at end of period. Annuity due = payments at start.

\n Number of Periods (n)\n \n

Periods

\n Interest Rate per Period (%)\n \n

Per period (not annual). For 5% annual compounded monthly, enter 5/12 = 0.4167%.

\n Present Value (PV)\n \n

Current value of a future sum.

\n Payment Amount (PMT)\n \n

Periodic payment amount.

\n Future Value (FV)\n \n

Target value at the end of the term.

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Calculation Results

Periods: 0

n = 0 periods

\n Result:\n 0.00\n

\n Compound Frequency:\n 1 time/year\n

\n Periodic Interest Rate:\n 0.00%\n

\n Payment Type:\n Ordinary Annuity\n

Enter values above to calculate.

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Timeline Visualization

Payment Schedule

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Period	Payment	Interest	Principal	Balance
Enter values to generate payment schedule